ÌÅÍÞ


Ôåñòèâàëè è êîíêóðñû
Ñåìèíàðû
Èçäàíèÿ
Î ÌÎÄÍÒ
Ïðèãëàøåíèÿ
Ïîçäðàâëÿåì

ÍÀÓ×ÍÛÅ ÐÀÁÎÒÛ


  • Èííîâàöèîííûé ìåíåäæìåíò
  • Èíâåñòèöèè
  • ÈÃÏ
  • Çåìåëüíîå ïðàâî
  • Æóðíàëèñòèêà
  • Æèëèùíîå ïðàâî
  • Ðàäèîýëåêòðîíèêà
  • Ïñèõîëîãèÿ
  • Ïðîãðàììèðîâàíèå è êîìï-ðû
  • Ïðåäïðèíèìàòåëüñòâî
  • Ïðàâî
  • Ïîëèòîëîãèÿ
  • Ïîëèãðàôèÿ
  • Ïåäàãîãèêà
  • Îêêóëüòèçì è óôîëîãèÿ
  • Íà÷åðòàòåëüíàÿ ãåîìåòðèÿ
  • Áóõó÷åò óïðàâëåí÷ó÷åò
  • Áèîëîãèÿ
  • Áèçíåñ-ïëàí
  • Áåçîïàñíîñòü æèçíåäåÿòåëüíîñòè
  • Áàíêîâñêîå äåëî
  • ÀÕÄ ýêïðåä ôèíàíñû ïðåäïðèÿòèé
  • Àóäèò
  • Âåòåðèíàðèÿ
  • Âàëþòíûå îòíîøåíèÿ
  • Áóõãàëòåðñêèé ó÷åò è àóäèò
  • Áîòàíèêà è ñåëüñêîå õîçÿéñòâî
  • Áèðæåâîå äåëî
  • Áàíêîâñêîå äåëî
  • Àñòðîíîìèÿ
  • Àðõèòåêòóðà
  • Àðáèòðàæíûé ïðîöåññ
  • Áåçîïàñíîñòü æèçíåäåÿòåëüíîñòè
  • Àäìèíèñòðàòèâíîå ïðàâî
  • Àâèàöèÿ è êîñìîíàâòèêà
  • Êóëèíàðèÿ
  • Íàóêà è òåõíèêà
  • Êðèìèíîëîãèÿ
  • Êðèìèíàëèñòèêà
  • Êîñìåòîëîãèÿ
  • Êîììóíèêàöèè è ñâÿçü
  • Êèáåðíåòèêà
  • Èñòîðè÷åñêèå ëè÷íîñòè
  • Èíôîðìàòèêà
  • Èíâåñòèöèè
  • ïî Çîîëîãèÿ
  • Æóðíàëèñòèêà
  • Êàðòà ñàéòà
  • Ñèñòåìà ïîêàçàòåëåé îöåíêè ôèíàíñîâî-õîçÿéñòâåííîé äåÿòåëüíîñòè êðåäèòíûõ îðãàíèçàöèé

    +------+---------------------------------------------------------+------------------------+------------------------+

    |14    |Ôèíàíñîâûå îáÿçàòåëüñòâà, îöåíèâàåìûå ïî ñïðàâåäëèâîé    |                       0|                       0|

    |      |ñòîèìîñòè ÷åðåç ïðèáûëü èëè óáûòîê                       |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |15    |Âûïóùåííûå äîëãîâûå îáÿçàòåëüñòâà                        |                 8835652|                 8919072|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |16    |Ïðî÷èå îáÿçàòåëüñòâà                                     |                 1721705|                 1507099|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |17    |Ðåçåðâû  íà âîçìîæíûå ïîòåðè ïî óñëîâíûì îáÿçàòåëüñòâàì  |                  120654|                   93751|

    |      |êðåäèòíîãî õàðàêòåðà, ïðî÷èì âîçìîæíûì ïîòåðÿì è         |                        |                        |

    |      |îïåðàöèÿì ñ ðåçèäåíòàìè îôøîðíûõ çîí                     |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |18    |Âñåãî îáÿçàòåëüñòâ                                       |               109630570|                89043321|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |                             III. ÈÑÒÎ×ÍÈÊÈ ÑÎÁÑÒÂÅÍÍÛÕ ÑÐÅÄÑÒ                                                   |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |19    |Ñðåäñòâà àêöèîíåðîâ (ó÷àñòíèêîâ)                         |                 7000000|                 5004967|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |20    |Ñîáñòâåííûå àêöèè (äîëè), âûêóïëåííûå ó àêöèîíåðîâ       |                       0|                       0|

    |      |(ó÷àñòíèêîâ)                                             |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |21    |Ýìèññèîííûé äîõîä                                        |                 3993011|                    2946|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |22    |Ðåçåðâíûé ôîíä                                           |                 4480440|                 1050787|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |23    |Ïåðåîöåíêà ïî ñïðàâåäëèâîé ñòîèìîñòè öåííûõ              |                -1075645|                       0|

    |      |áóìàã, èìåþùèõñÿ â íàëè÷èè äëÿ ïðîäàæè                   |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |24    |Ïåðåîöåíêà îñíîâíûõ ñðåäñòâ                              |                 1096156|                 1096161|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |25    |Íåðàñïðåäåëåííàÿ ïðèáûëü (íåïîêðûòûå óáûòêè)             |                     803|                 1970455|

    |      |ïðîøëûõ ëåò                                              |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |26    |Íåèñïîëüçîâàííàÿ ïðèáûëü (óáûòîê) çà îò÷åòíûé ïåðèîä     |                  337808|                  575851|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |27    |Âñåãî èñòî÷íèêîâ ñîáñòâåííûõ ñðåäñòâ                     |                15832573|                 9701167|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |                             IV. ÂÍÅÁÀËÀÍÑÎÂÛÅ ÎÁßÇÀÒÅËÜÑÒÂÀ                                                      |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |28    |Áåçîòçûâíûå îáÿçàòåëüñòâà êðåäèòíîé  îðãàíèçàöèè         |               108787445|               121607474|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |29    |Âûäàííûå êðåäèòíîé îðãàíèçàöèåé ãàðàíòèè è ïîðó÷èòåëüñòâà|                18659013|                 8186314|

    +------+---------------------------------------------------------+------------------------+------------------------+


            Áàíêîâñêàÿ îò÷åòíîñòü

             +--------------+-----------------------------------------------------------------------------+

             |Êîä òåððèòîðèè|                    Êîä êðåäèòíîé îðãàíèçàöèè(ôèëèàëà)                       |

             |  ïî ÎÊÀÒΠ   +----------------+---------------------+---------------------+----------------+

             |              |    ïî ÎÊÏΠ    |      îñíîâíîé       |   ðåãèñòðàöèîííûé   |      ÁÈÊ       |

             |              |                |   ãîñóäàðñòâåííûé   |       íîìåð         |                |

             |              |                |ðåãèñòðàöèîííûé íîìåð|(/ïîðÿäêîâûé íîìåð)  |                |

             +--------------+----------------+---------------------+---------------------+----------------+

             |71131000000   |12507282        |1028600001880        |      1971           |   047162740    |

             +--------------+----------------+---------------------+---------------------+----------------+


    ÎÒ×ÅÒ Î ÏÐÈÁÛËßÕ È ÓÁÛÒÊÀÕ

    (ïóáëèêóåìàÿ ôîðìà)

    +------+---------------------------------------------------------+------------------------+------------------------+

    |Íîìåð |            Íàèìåíîâàíèå ñòàòüè                          |  Äàííûå çà îò÷åòíûé    | Äàííûå çà ñîîòâåòñòâó- |

    |      |                                                         |       ïåðèîä           | þùèé ïåðèîä ïðîøëîãî   |

    | ï/ï  |                                                         |                        |       ãîäà             |

    +------+---------------------------------------------------------+------------------------+------------------------+

    | 1    |                          2                              |           3            |          4             |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |1     |Ïðîöåíòíûå äîõîäû, âñåãî, â òîì ÷èñëå:                   |                 7282093|                 4362857|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |1.1   |Îò ðàçìåùåíèÿ ñðåäñòâ â êðåäèòíûõ îðãàíèçàöèÿõ           |                  492113|                  575761|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |1.2   |Îò ññóä, ïðåäîñòàâëåííûõ êëèåíòàì (íåêðåäèòíûì           |                 5776576|                 3030757|

    |      |îðãàíèçàöèÿì)                                            |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |1.3   |Îò îêàçàíèÿ óñëóã ïî ôèíàíñîâîé àðåíäå (ëèçèíãó)         |                       0|                       0|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |1.4   |Îò âëîæåíèé â öåííûå áóìàãè                              |                 1013404|                  756339|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |2     |Ïðîöåíòíûå ðàñõîäû, âñåãî, â òîì ÷èñëå:                  |                 4552195|                 2224697|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |2.1   |Ïî ïðèâëå÷åííûì ñðåäñòâàì êðåäèòíûõ îðãàíèçàöèé          |                 1694905|                  473265|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |2.2   |Ïî ïðèâëå÷åííûì ñðåäñòâàì êëèåíòîâ (íåêðåäèòíûõ          |                 2273272|                 1379282|

    |      |îðãàíèçàöèé)                                             |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |2.3   |Ïî âûïóùåííûì äîëãîâûì îáÿçàòåëüñòâàì                    |                  584018|                  372150|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |3     |×èñòûå ïðîöåíòíûå äîõîäû (îòðèöàòåëüíàÿ ïðîöåíòíàÿ ìàðæà)|                 2729898|                 2138160|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |4     |Èçìåíåíèå ðåçåðâà íà âîçìîæíûå ïîòåðè ïî ññóäàì, ññóäíîé |                -1432254|                   88654|

    |      |è ïðèðàâíåííîé ê íåé çàäîëæåííîñòè, ñðåäñòâàì,           |                        |                        |

    |      |ðàçìåùåííûì íà êîððåñïîíäåíòñêèõ ñ÷åòàõ, à òàêæå         |                        |                        |

    |      |íà÷èñëåííûì ïðîöåíòíûì äîõîäàì, âñåãî, â òîì ÷èñëå:      |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |4.1   |Èçìåíåíèå ðåçåðâà íà âîçìîæíûå ïîòåðè ïî íà÷èñëåííûì     |                  -53610|                   -5909|

    |      |ïðîöåíòíûì äîõîäàì                                       |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |5     |×èñòûå ïðîöåíòíûå äîõîäû (îòðèöàòåëüíàÿ ïðîöåíòíàÿ ìàðæà)|                 1297644|                 2226814|

    |      |ïîñëå ñîçäàíèÿ ðåçåðâà íà âîçìîæíûå ïîòåðè               |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |6     |×èñòûå äîõîäû îò îïåðàöèé ñ öåííûìè áóìàãàìè, îöåíèâàåìû-|                   50210|                 -267620|

    |      |ìè ïî ñïðàâåäëèâîé ñòîèìîñòè ÷åðåç ïðèáûëü èëè óáûòîê    |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |7     |×èñòûå äîõîäû îò îïåðàöèé ñ öåííûìè áóìàãàìè,            |                 -384106|                  -56582|

    |      |èìåþùèìèñÿ â íàëè÷èè äëÿ ïðîäàæè                         |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |8     |×èñòûå äîõîäû îò îïåðàöèé ñ öåííûìè áóìàãàìè,            |                 -544774|                     -47|

    |      |óäåðæèâàåìûìè äî ïîãàøåíèÿ                               |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |9     |×èñòûå äîõîäû îò îïåðàöèé ñ èíîñòðàííîé âàëþòîé          |                   84411|                  138900|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |10    |×èñòûå äîõîäû îò ïåðåîöåíêè èíîñòðàííîé âàëþòû           |                  741744|                  -94355|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |11    |Äîõîäû îò ó÷àñòèÿ â êàïèòàëå äðóãèõ þðèäè÷åñêèõ ëèö      |                     271|                      39|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |12    |Êîìèññèîííûå äîõîäû                                      |                  728593|                  652551|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |13    |Êîìèññèîííûå ðàñõîäû                                     |                  138558|                  134237|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |14    |Èçìåíåíèå ðåçåðâà íà âîçìîæíûå ïîòåðè ïî öåííûì áóìàãàì, |                 -111818|                       0|

    |      |èìåþùèìñÿ â íàëè÷èè äëÿ ïðîäàæè                          |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |15    |Èçìåíåíèå ðåçåðâà íà âîçìîæíûå ïîòåðè ïî öåííûì áóìàãàì, |                       0|                       0|

    |      |óäåðæèâàåìûì äî ïîãàøåíèÿ                                |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |16    |Èçìåíåíèå ðåçåðâà ïî ïðî÷èì ïîòåðÿì                      |                  207549|                  -29278|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |17    |Ïðî÷èå îïåðàöèîííûå äîõîäû                               |                 1989129|                   91233|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |18    |×èñòûå äîõîäû (ðàñõîäû)                                  |                 3920295|                 2527418|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |19    |Îïåðàöèîííûå ðàñõîäû                                     |                 3515129|                 1642694|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |20    |Ïðèáûëü (óáûòîê) äî íàëîãîîáëîæåíèÿ                      |                  405166|                  884724|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |21    |Íà÷èñëåííûå (óïëà÷åííûå) íàëîãè                          |                   67358|                  308873|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |22    |Ïðèáûëü (óáûòîê) ïîñëå íàëîãîîáëîæåíèÿ                   |                  337808|                  575851|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |23    |Âûïëàòû èç ïðèáûëè ïîñëå íàëîãîîáëîæåíèÿ, âñåãî,         |                       0|                       0|

    |      |â òîì ÷èñëå:                                             |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |23.1  |Ðàñïðåäåëåíèå ìåæäó àêöèîíåðàìè (ó÷àñòíèêàìè)            |                       0|                       0|

    |      |â âèäå äèâèäåíäîâ                                        |                        |                        |

    +------+---------------------------------------------------------+------------------------+------------------------+

    |23.2  |Îò÷èñëåíèÿ íà ôîðìèðîâàíèå è ïîïîëíåíèå ðåçåðâíîãî ôîíäà |                       0|                       0|

    +------+---------------------------------------------------------+------------------------+------------------------+

    |24    |Íåèñïîëüçîâàííàÿ ïðèáûëü (óáûòîê) çà îò÷åòíûé ïåðèîä     |                  337808|                  575851|

    +------+---------------------------------------------------------+------------------------+------------------------+


    Áàíêîâñêàÿ îò÷åòíîñòü

             +--------------+-----------------------------------------------------------------------------+

             |Êîä òåððèòîðèè|                    Êîä êðåäèòíîé îðãàíèçàöèè (ôèëèàëà)                      |

             |  ïî ÎÊÀÒΠ   +----------------+---------------------+---------------------+----------------+

             |              |    ïî ÎÊÏΠ    |      îñíîâíîé       |   ðåãèñòðàöèîííûé   |      ÁÈÊ       |

             |              |                |   ãîñóäàðñòâåííûé   |       íîìåð         |                |

             |              |                |ðåãèñòðàöèîííûé íîìåð|(/ïîðÿäêîâûé íîìåð)  |                |

             +--------------+----------------+---------------------+---------------------+----------------+

             |71131000000   |12507282        |1028600001880        |      1971           |   047162740    |

             +--------------+----------------+---------------------+---------------------+----------------+


    ÎÒ×ÅÒ ÎÁ ÓÐÎÂÍÅ ÄÎÑÒÀÒÎ×ÍÎÑÒÈ ÊÀÏÈÒÀËÀ,

    ÂÅËÈ×ÈÍÅ ÐÅÇÅÐÂΠÍÀ ÏÎÊÐÛÒÈÅ ÑÎÌÍÈÒÅËÜÍÛÕ ÑÑÓÄ È ÈÍÛÕ ÀÊÒÈÂÎÂ

    (ïóáëèêóåìàÿ ôîðìà)

    ïî ñîñòîÿíèþ íà  01.07.2009 ãîäà

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    |Íîìåð |            Íàèìåíîâàíèå ïîêàçàòåëÿ                      |        Äàííûå          |Ïðèðîñò (+)/ |        Äàííûå íà       |

    |      |                                                         |       íà íà÷àëî        |ñíèæåíèå (-) |  ñîîòâåòñòâóþùóþ äàòó  |

    | ï/ï  |                                                         |       îò÷åòíîãî        |çà îò÷åòíûé  |        îò÷åòíîãî       |

    |      |                                                         |        ïåðèîäà         |  ïåðèîä     |         ïåðèîäà        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1    |                          2                              |           3            |      4      |          5             |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1    |Ñîáñòâåííûå ñðåäñòâà (êàïèòàë), (òûñ. ðóá.), âñåãî,      |              19454408.0|      2517444|              21971852.0|

    |      |â òîì ÷èñëå:                                           |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.1  |Óñòàâíûé êàïèòàë êðåäèòíîé îðãàíèçàöèè,                  |               7000000.0|             |               7000000.0|

    |      |â òîì ÷èñëå:                                           |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.1.1|Íîìèíàëüíàÿ ñòîèìîñòü çàðåãèñòðèðîâàííûõ îáûêíîâåííûõ    |               6999000.0|             |               6999000.0|

    |      |àêöèé (äîëåé)                                          |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.1.2|Íîìèíàëüíàÿ ñòîèìîñòü çàðåãèñòðèðîâàííûõ                 |                  1000.0|             |                  1000.0|

    |      |ïðèâèëåãèðîâàííûõ àêöèé                                  |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.1.3|Íåçàðåãèñòðèðîâàííàÿ âåëè÷èíà óñòàâíîãî êàïèòàëà         |                     0.0|             |                     0.0|

    |      |íåàêöèîíåðíûõ êðåäèòíûõ îðãàíèçàöèé                      |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.2  |Ñîáñòâåííûå àêöèè (äîëè), âûêóïëåííûå                    |                     0.0|             |                     0.0|

    |      |ó àêöèîíåðîâ (ó÷àñòíèêîâ)                                |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.3  |Ýìèññèîííûé äîõîä                                        |               3993011.0|             |               3993011.0|

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.4  |Ðåçåðâíûé ôîíä êðåäèòíîé îðãàíèçàöèè                     |               1050787.0|      3429653|               4480440.0|

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.5  |Íåðàñïðåäåëåííàÿ ïðèáûëü (íåïîêðûòûå óáûòêè):            |               3178277.0|     -2829341|                348936.0|

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.5.1|ïðîøëûõ ëåò                                              |               2031716.0|     -2030913|                   803.0|

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.5.2|îò÷åòíîãî ãîäà                                           |               1146561.0|      -798428|                348133.0|

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.6  |Íåìàòåðèàëüíûå àêòèâû                                    |                     0.0|             |                     0.0|

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.7  |Ñóáîðäèíèðîâàííûé êðåäèò (çàéì, äåïîçèò,                 |               3168040.0|      2116033|               5284073.0|

    |      |îáëèãàöèîííûé çàéì) ïî îñòàòî÷íîé ñòîèìîñòè              |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 1.8  |Èñòî÷íèêè (÷àñòü èñòî÷íèêîâ) êàïèòàëà, äëÿ ôîðìèðîâàíèÿ  |                     0.0|             |                     0.0|

    |      |êîòîðûõ èíâåñòîðàìè èñïîëüçîâàíû íåíàäëåæàùèå àêòèâû     |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 2    |Íîðìàòèâíîå çíà÷åíèå äîñòàòî÷íîñòè ñîáñòâåííûõ ñðåäñòâ   |                    10.0|      X      |                    10.0|

    |      |(êàïèòàëà), (ïðîöåíòîâ)                                |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 3    |Ôàêòè÷åñêîå çíà÷åíèå äîñòàòî÷íîñòè ñîáñòâåííûõ ñðåäñòâ   |                    15.3|      X      |                    15.4|

    |      |(êàïèòàëà), (ïðîöåíòîâ)                                 |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 4    |Ôàêòè÷åñêè ñôîðìèðîâàííûå ðåçåðâû íà âîçìîæíûå           |               2133271.0|      1336011|               3469282.0|

    |      |ïîòåðè (òûñ. ðóá.), âñåãî,                               |                        |             |                        |

    |      |â òîì ÷èñëå:                                             |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 4.1  |ïî ññóäàì, ññóäíîé è ïðèðàâíåííîé ê íåé çàäîëæåííîñòè    |               1824064.0|      1333558|               3157622.0|

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 4.2  |ïî èíûì àêòèâàì, ïî êîòîðûì ñóùåñòâóåò ðèñê ïîíåñåíèÿ    |                176674.0|        14332|                191006.0|

    |      |ïîòåðü, è ïðî÷èì ïîòåðÿì                                 |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 4.3  |ïî óñëîâíûì îáÿçàòåëüñòâàì êðåäèòíîãî õàðàêòåðà,         |                132533.0|       -11879|                120654.0|

    |      |îòðàæåííûì íà âíåáàëàíñîâûõ ñ÷åòàõ, è ñðî÷íûì ñäåëêàì    |                        |             |                        |

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    | 4.4  |ïîä îïåðàöèè ñ ðåçèäåíòàìè îôøîðíûõ çîí                  |                     0.0|             |                     0.0|

    +------+---------------------------------------------------------+------------------------+-------------+------------------------+

    Ðàçäåë "Ñïðàâî÷íî":


           1. Ôîðìèðîâàíèå (äîíà÷èñëåíèå) ðåçåðâà íà âîçìîæíûå ïîòåðè ïî ññóäàì

        â îò÷åòíîì ïåðèîäå (òûñ. ðóá.), âñåãî           6538310, â òîì ÷èñëå âñëåäñòâèå:

                                              -----------------

                        1.1. âûäà÷è íîâûõ ññóä          3369408;

                                               ----------------

                        1.2. èçìåíåíèÿ êà÷åñòâà ññóä            802112;

                                                     -----------------

                        1.3. èçìåíåíèÿ îôèöèàëüíîãî êóðñà èíîñòðàííîé âàëþòû ïî îòíîøåíèþ

                             ê ðóáëþ, óñòàíîâëåííîãî Áàíêîì Ðîññèè            462572;

                                                                   -----------------

                        1.4. èíûõ ïðè÷èí           1904218;

                                         -----------------


           2. Âîññòàíîâëåíèå (óìåíüøåíèå) ðåçåðâà íà âîçìîæíûå ïîòåðè ïî ññóäàì

         â îò÷åòíîì ïåðèîäå (òûñ. ðóá.), âñåãî            5204752, â òîì ÷èñëå âñëåäñòâèå:

                                               ------------------

                        2.1. ñïèñàíèÿ áåçíàäåæíûõ ññóä              508;

                                                       -----------------

                        2.2. ïîãàøåíèÿ ññóä           1401552;

                                            -----------------

                        2.3. èçìåíåíèÿ êà÷åñòâà ññóä           1089784;

                                                     ------------------

                        2.4. èçìåíåíèÿ îôèöèàëüíîãî êóðñà èíîñòðàííîé âàëþòû ïî îòíîøåíèþ

                             ê ðóáëþ, óñòàíîâëåííîãî Áàíêîì Ðîññèè            195925;

                                                                   ------------------

                        2.5. èíûõ ïðè÷èí           2516983;

                                         -----------------


    Ïåðâûé âèöå-ïðåçèäåíò                                       Ñìèðíîâ À.Ì.


                                           Ì.Ï.

    Ãëàâíûé áóõãàëòåð                                           Ìàðèíèíà Â.È.


    Âåäóùèé ýêîíîìèñò ÎÑÎ ïî ÐÏÁÓ                               Âå÷åðîê Í.À.

    Òåëåôîí:(3467) 390-912




    Ïðèëîæåíèå 3


    Ãðóïïû áàíêîâ, ïîëó÷åííûå â ðåçóëüòàòå êëàñòåðèçàöèè

    ¹ãð

    Êëàññèôèêàöèÿ áàíêîâ ïî óñëóãàì, îêàçûâàåìûì íàñåëåíèþ è ýêîíîìèêå ñòðàíû

    Êëàññèôèöèðóþùèå êðèòåðèè

    Îñíîâíûå ôóíêöèè áàíêîâ, âõîäÿùèõ â äàííóþ ãðóïïó

    Òèïè÷íûå ïðåäñòàâèòåëè

    1

    Êëèåíòñêèå áàíêè

    Äîëÿ ñðåäñòâ êëèåíòîâ (â äåïîçèòàõ, à òàêæå íà òåêóùèõ è ðàñ÷åòíûõ ñ÷åòàõ) â ñòðóêòóðå ïàññèâîâ ïðåâûøàåò 70%

    1. Ðàñ÷¸òíûå – îáåñïå÷åíèå áåñïåðåáîéíûõ ðàñ÷åòîâ, à, ñëåäîâàòåëüíî, ìèíèìèçàöèÿ âñÿêèõ êîììåð÷åñêèõ ðèñêîâ äàæå â óùåðá ïðèáûëè

    Õàíòû-Ìàíñèéñêèé áàíê; -Íàöèîíàëüíûé áàíê “Òðàñò”; - Ìåòàëëóðãè÷åñêèé êîììåð÷åñêèé áàíê (×åðåïîâåö) è äð.

    2. Ðîçíè÷íûå - ýòà ãðóïïà çàíèìàåòñÿ, ïðåæäå âñåãî, ïåðåêà÷èâàíèåì äåíåã íàñåëåíèÿ â ñåêòîð êîðïîðàòèâíûõ çàåìùèêîâ, ïðèíèìàÿ íà ñåáÿ äîâîëüíî áîëüøèå ðèñêè. Áîëüøèíñòâî áàíêîâ ãðóïïû ÿâëÿþòñÿ ðîçíè÷íûìè ïî ïàññèâàì è îïòîâûìè ïî àêòèâàì, òî åñòü çà ñ÷åò âêëàäîâ íàñåëåíèÿ êðåäèòóþò íå ñòîëüêî ÷àñòíèêîâ, ñêîëüêî êîðïîðàòèâíûõ êëèåíòîâ

    - “Âîçðîæäåíèå”; - Áàëòèéñêèé áàíê; -“Ñåâåðíàÿ êàçíà”; - Ñèáàêàäåìáàíê; - Ìîí÷åáàíê è äð.

    3. Äèâåðñèôèöèðîâàííûå - èìåþùèå äîñòàòî÷íî ñåðüåçíóþ êîðïîðàòèâíóþ êëèåíòóðó è ïðè ýòîì íàõîäÿùèåñÿ â ïðîöåññå ñìåíû äîìèíèðóþùåé áèçíåñ-ñòðàòåãèè

    -Áàíê Ìîñêâû; -Ðîñáàíê è äð.

    2

    Êðåäèòíûå áàíêè

    Äîëÿ êðåäèòíîãî ïîðòôåëÿ â àêòèâàõ ïðåâûøàåò 65%

    1. Êîðïîðàòèâíûå

    -Àëüôà-áàíê; - Ìåæäóíàðîäíûé ïðîìûøëåííûé áàíê; - Ðàéôôàéçåíáàíê; - ÁÈÍ-áàíê; - “Àâàíãàðä” è äð.

    2. Ðîçíè÷íûå

    - “Ðóññêèé ñòàíäàðò”; - ÕÊÔ-áàíê è äð.

    3

    Êëèðèíãîâûå áàíêè

    Äîëÿ ñðåäñòâ äðóãèõ áàíêîâ â ïàññèâàõ, êîòîðûõ áîëüøå 20%, è îäíîâðåìåííî äîëÿ àêòèâîâ, ðàçìåùåííûõ â äðóãèõ áàíêàõ, ïðåâûøàåò 20%

    "Áàíêè äëÿ áàíêîâ" - îñíîâíîé ôóíêöèåé êîòîðûõ ÿâëÿåòñÿ ìåæáàíêîâñêîå êðåäèòîâàíèå

    - áàíê "Óðàëüñêèé ôèíàíñîâûé äîì"; - ÀÊ ÁÀÐÑ Áàíê è äð.

    4

    Êàïèòàëèçèðîâàííûå ìîíîáàíêè

    Äîëÿ ñîáñòâåííîãî êàïèòàëà â ïàññèâàõ ïðåâûøàåò 60%

    Ôèíàíñîâûå èíñòèòóòû òàêîãî òèïà îáñëóæèâàþò èíòåðåñû îäíîãî èëè ãðóïïû ñâÿçàííûõ àêöèîíåðîâ

    -Åâðàçáàíê;-Ðîñýêñèìáàíê;-Ïðîìèíâåñòáàíê è äð.

    5

    Ðåñóðñîçàâèñèìûå äî÷åðíèå èíîñòðàííûå áàíêè

    Ñïåöèôè÷åñêàÿ ãðóïïà áàíêîâ, äîëÿ ñðåäñòâ-íåðåçèäåíòîâ â ïàññèâàõ êîòîðûõ ïðåâûøàåò 40%


    Ôîðìèðóþùèå ðåñóðñû îò ìàòåðèíñêèõ ñòðóêòóð

    -“Êîììåðöáàíê Åâðàçèÿ“; -ÁÍÏ Ïàðèáà”; -Ýé÷-Ýñ-Áè-Ñè Áàíê;“Èíòåçà” è äð.

    6

    Áàíêè äëÿ ôèíàíñèðîâàíèÿ âíåøíåýêîíîìè÷åñêîéäåÿòåëüíîñòè

    Äîëÿ âàëþòíûõ àêòèâîâ ïðåâûøàåò 40%

    Áàíêè êëàñòåðà ïîääåðæèâàþò ýêñïîðòíî-èìïîðòíûå îïåðàöèè ñâîèõ êëèåíòîâ, êðåäèòóÿ èõ â èíîñòðàííîé âàëþòå, ñîâåðøàþò çíà÷èòåëüíûé îáúåì ðàñ÷åòíûõ è äîêóìåíòàðíûõ îïåðàöèé, èñïîëüçóÿ êîððåñïîíäåíòñêóþ ñåòü â ïåðâîêëàññíûõ èíîñòðàííûõ áàíêàõ

    -ÂÒÁ;-ÌÌÁ;-Ñèòèáàíê;-Áàíê "Çåíèò" è äð.

    7

    Óíèâåðñàëüíûå áàíêè

    Àêòèâû ñâûøå 1 ìëðä. ðóáëåé, ñîáñòâåííûé êàïèòàë ñâûøå 150 ìëí. ðóáëåé

    Îêàçàíèå äèâåðñèôèöèðîâàííîãî íàáîðà ôèíàíñîâûõ óñëóã

    -Ñáåðáàíê;-Ãàçïðîìáàíê;-Ïåòðîêîììåðö;-"Óðàëñèá" è äð.

    8

    Ìàëûå ïñåâäîóíèâåð-ñàëüíûå áàíêè

    Àêòèâû ìåíåå 1 ìëðä. ðóáëåé, êàïèòàë ìåíåå 150 ìëí. ðóáëåé

    Íå èìåþùèå äîìèíèðóþùåé ñïåöèàëèçàöèè íè ïî àêòèâíûì, íè ïî ïàññèâíûì îïåðàöèÿì

    -Ðîñòîâñêèé Óíèâåðñàëüíûé Áàíê; -Óíèâåðñàë è äð.

    Èñòî÷íèê: [40,41]


    Ñòðàíèöû: 1, 2, 3, 4, 5, 6, 7, 8, 9


    Ïðèãëàøåíèÿ

    09.12.2013 - 16.12.2013

    Ìåæäóíàðîäíûé êîíêóðñ õîðåîãðàôè÷åñêîãî èñêóññòâà â ðàìêàõ Ìåæäóíàðîäíîãî ôåñòèâàëÿ èñêóññòâ «ÐÎÆÄÅÑÒÂÅÍÑÊÀß ÀÍÄÎÐÐÀ»

    09.12.2013 - 16.12.2013

    Ìåæäóíàðîäíûé êîíêóðñ õîðîâîãî èñêóññòâà â ÀÍÄÎÐÐÅ «ÐÎÆÄÅÑÒÂÅÍÑÊÀß ÀÍÄÎÐÐÀ»




    Copyright © 2012 ã.
    Ïðè èñïîëüçîâàíèè ìàòåðèàëîâ - ññûëêà íà ñàéò îáÿçàòåëüíà.